NMLS# 1124936
Typically available 7 days a week. Phone, text, or email.
Whether you’re buying a home or refinancing your current one, I’ll help you understand your options and choose a path that fits your goals. With years of experience on both purchases and refinances, I provide clear guidance, quick communication, and a step-by-step plan tailored to your specific situation—so you know what to expect from start to finish.
I’ve been in the mortgage business since 2004, and I’m proud to serve homebuyers and homeowners throughout Florida. A big part of my work is helping first-time homebuyers understand the process and feel confident from pre-approval to closing—without the confusion. I also help clients explore down payment assistance and other programs that may reduce upfront costs when available. Every situation is different, so I focus on clear guidance, realistic next steps, and strong communication. I’m known for working through tricky loan scenarios—self-employed income, unique properties, credit challenges, tight timelines, or even just “I’m not sure where to start.” If there’s a path forward, I’ll help you find it and understand it. I’m typically available 7 days a week by phone, text, or email.
Estimate your monthly payment. (Principal & Interest + optional taxes, insurance, HOA, and PMI.)
Feel free to contact me at any time.
I am typically available 7 days a week. Feel free to contact via phone, text, or email.
Schaine Harris
Innovative Mortgage Services, Inc
Company NMLS# 250769
Florida Mortgage Servicer Lender License
